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Secured Homeowner Loans


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Using the equity in your property to access money.


Your home is your biggest asset – use it to unlock the potential to fulfill your dreams: whether that be home improvements, free up surplus cash through debt consolidation, weddings…we can help you access money for what you need.

Our loans team is part of an award-winning group providing 2nd charge loans with over 20 years’ experience.  Access Money is partnered with a range of lenders that allows the product to be tailored to your needs and your circumstances.


Is a secured loan right for me?

We can support the mainstream borrower, the self-employed, low and benefit only income applicants and those with a tricky financial past, among others. 

Sometimes it isn’t possible to raise the funds by unsecured methods, possibly down to the loan size required or previous credit history and it isn’t always practical to raise the funds by way of a re-mortgage.

You could be tied into your existing low rate mortgage with hefty repayment charges or an unacceptable loan purpose.

This is where our secured loans can help. In fact, we pride ourselves on finding solutions where others have failed and with a range of terms from 3 to 30 years we can find something to suit your budget.


Home Improvement Loans

Home improvements are a great way to add value to your property. Studies show that a kitchen renovation can add as much as 6% to the value of your property and by converting your loft you can add up to a whopping 15%!

Access Money can help fund these projects and realise the potential in your existing home.

House price information is based on the Nationwide House Price Index. The cost of moving home is from a 2014 joint study by the Post Office Money and the Centre for Economics and Business Research (Cebr)


Debt Consolidation

Maybe you’ve reached the point where it’s hard to juggle your monthly debts?

Well, you are not alone!  According to The Office of National Statistics, the UK population owe a massive £22bn in credit card debt and £35bn in personal loans!  Credit such as unsecured loans, credit cards, mail order and hire purchase can make it all too easy to build up debt – sometimes with large repayments and interest charges.

Access money can help you to refinance these debts with a secured loan or remortgage into a more manageable single monthly repayment, making life easier for you.  In addition, this could make a reduction to your monthly outgoings, freeing up more surplus money.


Something else in mind?

Whether it’s for the wedding of your dreams, a luxurious holiday – even an outstanding tax bill.  Access Money has you covered and can generally find a solution for any purpose.

Access Money guarantee to beat any genuine/like for like broker fee (evidence required). We are not tied to any particular lender so you can be certain of impartial, non-biased advice. 

Furthermore, we do not charge any upfront fees for our advice, so you can be reassured that we are in it for you!

Contact our team today for more information about secured home loans.

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