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Secured homeowner loans, for those with adverse credit.

Adverse credit specialists

Access to thousands of exclusive deals for adverse credit.

Any credit history considered


We are specialists

Expert brokers who deal with adverse credit daily.

Broker fee guarantee

Our fees are much lower than
industry standard

5 star service

Rated 5 stars from our satisfied
and happy customers

What is an adverse credit homeowner loan?

An adverse credit homeowner loan is an industry term used to describe a specific type of homeowner loan/ mortgage for somebody who has a history of bad credit or a single bad case of poor credit - adverse credit can be caused from a number of factors, ranging from but not limited to: late payments, missed payments, poor budgeting, CCJ's and more.

Due to the often complex and difficult task of securing a homeowner loan for someone who has adverse, many brokers will turn you away; leaving you disheartened and discouraged. 


However, an adverse credit specialist has access to a huge range of lenders and exclusive products which enables them to find the right deal even for someone who has a poor credit history.

If you have adverse credit, securing your next homeowner loan just got easier!

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What is an adverse credit specialist?

As we mentioned above, an adverse credit specialist has access to a wider panel of lenders and exclusive mortgage deals. Moreover, a specialist will also look at each client's unique circumstances, we will go further than just the standard computer criteria and checkboxes. We also have decade long relationships with our lenders who, just like us, can understand the frustration you might feel when getting turned down from the majority of high street lenders and banks.

That's what sets us apart from the rest and for further reassurance - check out our 5 star review below.

Our recent reviews
Outstanding Service

Access Money are outstanding, I highly recommend them. There's no denying, borrowing in the current climate can be stressful, but Andy made the process as stress-free as possible.


Great Service

Highly recommend Andy Marsh. Andy was very friendly, helpful and kept us informed throughout the process at every stage. Really pleased with the speed and service



Brilliant from start to finish. Kept up to date at every stage of application and was pushed through really quickly. Would recommend Andy to anyone looking for a secured loan.

R. Overet

Call us on 01709205854 or request a call back
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